1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most. 

2. While a "pre-qual" is non-binding to the lender (because the info you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

LOAN TYPES: We have a professional team For VETERANS to utilize their VA Home Loan Benefits.
First time home buyers FHA, and Rual Development,
Conventional and much more! No Down Payments, 100% Financing Available.